SuffolkFirst Bank Deposit Rate Sheet
Rates Effective as of June 1, 2010
Minimum Balance to Obtain
Annual Percentage Yield
Interest Rate
APY*
Personal Checking NOW Checking a $100.00
0.15%
0.15%
First Premier Relationship Checking a $500.00
0.25%
0.25%
Money Market Account a $500.00
Balances $100 - $2,499 0.25%
0.25%
Balances $2,500 - $49,999 0.40%
0.40%
Balances $50,000 - $99,999 0.65%
0.65%
Balances $100,000 - $249,999 0.80%
0.80%
Balances $250,000 and up 1.00%
1.00%
Statement Savings Account a $100.00
0.50%
0.50%
Business Checking Community Advantage Checking a $100.00
0.25%
0.25%
Business Money Market Account a
$500.00
Balances $100 - $2,499 0.25%
0.25%
Balances $2,500 - $49,999 0.40%
0.40%
Balances $50,000 - $99,999 0.65%
0.65%
Balances $100,000 - $249,999 0.80%
0.80%
Balances $250,000 and up 1.00%
1.00%
Business Statement Savings a $100.00
0.50%
0.50%
Certificates of Deposit b
3 Month (90 days)
$ 500.00
0.50%
0.50%
6 Month (181 days)
$ 500.00
0.55%
0.55%
12 Month
$ 500.00
1.30%
1.30%
18 Month
$ 500.00
1.49%
1.50%
24 Month
$ 500.00
2.04%
2.05%
30 Month
$ 500.00
2.09%
2.10%
36 Month
$ 500.00
2.48%
2.50%
48 Month
$ 500.00
2.58%
2.60%
60 Month $ 500.00
2.98%
3.00%
Certificate of Deposit Special
9 Month Penalty Free c $ 500.00
1.35%
1.35%
a) Checking and Savings Accounts: The Interest Rate and APY may change after account opening, as rates are subject to change daily. Interest is compounded and credited monthly for Checking Accounts and semi-annually for Savings Accounts. Fees may reduce earnings on these accounts.
b) Certificates of Deposit: These accounts are also the investment vehicle for Traditional and Roth Individual Retirement Accounts (IRAs). The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Penalty may apply for early withdrawal. Fees or withdrawals may reduce earnings. Interest is compounded semi-annually and credited semi-annually.
c) 9 Month Penalty Free CD allows depositor to close the account anytime after the first six days on deposit without a penalty. No partial withdrawals permitted. This account is not eligible for Individual Retirement Accounts (IRA).
Interest Rates and Annual Percentage Yield's (APY) are current as of the date stated above. MEMBER FDIC