Only pay for overdraft protection if you use it!
From time to time situations may occur that cause you to unintentionally overdraw your account. You can avoid this embarrassment and cost of returned checks by applying for our Line of Credit. Here’s how it works…
When you complete this application and it is approved by us, you are actually taking out a line of credit for the approved amount. Your Credit Line advances money into your checking account in $100 increments within your approved credit limit as needed when your account becomes overdrawn. For your convenience, we will automatically deduct your minimum payment from your checking account each month unless you pay your bill at the bank before the due date. Your billing statement is combined monthly with your checking account statement.
If you want the safety and convenience of the T.O.P. Line of Credit, simply fill out this application and mail or drop it by our bank.
The TOP Application is in pdf format
download free PDF Reader here
